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	<title>SB Network &#187; Financials</title>
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	<link>http://www.sbnetwork.co.za</link>
	<description>Networking for Small Businesses in South Africa</description>
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		<title>Saving Money During a Recession: Mission Impossible?</title>
		<link>http://www.sbnetwork.co.za/saving-money-during-a-recession-mission-impossible/</link>
		<comments>http://www.sbnetwork.co.za/saving-money-during-a-recession-mission-impossible/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 12:46:38 +0000</pubDate>
		<dc:creator>Paul Bester</dc:creator>
				<category><![CDATA[Budgets]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Bargains]]></category>
		<category><![CDATA[Discipline]]></category>
		<category><![CDATA[Discount Coupons]]></category>
		<category><![CDATA[Dollar Value]]></category>
		<category><![CDATA[Dread]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Good Reason]]></category>
		<category><![CDATA[Groceries]]></category>
		<category><![CDATA[Impulse Buying]]></category>
		<category><![CDATA[Mission Impossible]]></category>
		<category><![CDATA[Monthly Budget]]></category>
		<category><![CDATA[People]]></category>
		<category><![CDATA[Recession]]></category>
		<category><![CDATA[Reference]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Seasonal Sales]]></category>
		<category><![CDATA[Store Rebates]]></category>
		<category><![CDATA[T Pay]]></category>
		<category><![CDATA[Visions]]></category>

		<guid isPermaLink="false">http://www.sbnetwork.co.za/?p=876</guid>
		<description><![CDATA[Recession is a word that fills people with dread and bad visions.  It&#8217;s a time people consider bad for finances, a time capable of magically shrinking a dollar&#8217;s value overnight.  It also automatically increases the cost of basic living.  And where money is a huge concern, people always ask, &#8216;Can I still save for real [...]]]></description>
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		<title>How to Safeguard Your Financial Life</title>
		<link>http://www.sbnetwork.co.za/how-to-safeguard-your-financial-life/</link>
		<comments>http://www.sbnetwork.co.za/how-to-safeguard-your-financial-life/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 07:27:16 +0000</pubDate>
		<dc:creator>Paul Bester</dc:creator>
				<category><![CDATA[FeaturedContent]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Debate]]></category>
		<category><![CDATA[Elements]]></category>
		<category><![CDATA[Emergencies]]></category>
		<category><![CDATA[Emergency Fund]]></category>
		<category><![CDATA[Emergency Reserve]]></category>
		<category><![CDATA[Extra Cash]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Financial Planners]]></category>
		<category><![CDATA[Financial Stability]]></category>
		<category><![CDATA[How Much Money]]></category>
		<category><![CDATA[Least Three Months]]></category>
		<category><![CDATA[Living Expenses]]></category>
		<category><![CDATA[Parents]]></category>
		<category><![CDATA[Paycheck]]></category>
		<category><![CDATA[Peace Of Mind]]></category>
		<category><![CDATA[Personal Circumstances]]></category>
		<category><![CDATA[Retirement Fund]]></category>
		<category><![CDATA[Six Months]]></category>
		<category><![CDATA[Unexpected Events]]></category>

		<guid isPermaLink="false">http://www.sbnetwork.co.za/?p=872</guid>
		<description><![CDATA[Several financial planners would agree that one of the foremost and important steps that you should take to protect your financial stability is to set aside funds as emergency reserve. The concept that you have the fund for emergency and unexpected events is enough to help you stay away from using your credit card and [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Tips on How to Teach Your Kids to Save Money</title>
		<link>http://www.sbnetwork.co.za/tips-on-how-to-teach-your-kids-to-save-money/</link>
		<comments>http://www.sbnetwork.co.za/tips-on-how-to-teach-your-kids-to-save-money/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 09:47:44 +0000</pubDate>
		<dc:creator>Paul Bester</dc:creator>
				<category><![CDATA[Budgets]]></category>
		<category><![CDATA[FeaturedContent]]></category>
		<category><![CDATA[Bank Accounts]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Coins]]></category>
		<category><![CDATA[Denominations]]></category>
		<category><![CDATA[Deposit Money]]></category>
		<category><![CDATA[Dishes]]></category>
		<category><![CDATA[Earning Money]]></category>
		<category><![CDATA[Fifty Cents]]></category>
		<category><![CDATA[How To Save Money]]></category>
		<category><![CDATA[Kids Money]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[New Pair Of Shoes]]></category>
		<category><![CDATA[Pair Of Shoes]]></category>
		<category><![CDATA[Parents]]></category>
		<category><![CDATA[Perfect Time]]></category>
		<category><![CDATA[Pets]]></category>
		<category><![CDATA[Real Money]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Spending Money]]></category>
		<category><![CDATA[Work Money]]></category>

		<guid isPermaLink="false">http://www.sbnetwork.co.za/?p=868</guid>
		<description><![CDATA[A lot of teens nowadays do not understand the value of earning and spending money. They were not oriented that investing is necessary even if they are still students. As parents, you play a crucial role in this area. You should be able to teach your kids on how to save money. They should be [...]]]></description>
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		<item>
		<title>Recession’s Effects on Your Business and How to Control it.</title>
		<link>http://www.sbnetwork.co.za/recession%e2%80%99s-effects-on-your-business-and-how-to-control-it/</link>
		<comments>http://www.sbnetwork.co.za/recession%e2%80%99s-effects-on-your-business-and-how-to-control-it/#comments</comments>
		<pubDate>Thu, 24 Nov 2011 13:17:08 +0000</pubDate>
		<dc:creator>Paul Bester</dc:creator>
				<category><![CDATA[Business Management]]></category>
		<category><![CDATA[FeaturedContent]]></category>
		<category><![CDATA[Financials]]></category>
		<category><![CDATA[Financing]]></category>
		<category><![CDATA[Sales]]></category>
		<category><![CDATA[Ac Unit]]></category>
		<category><![CDATA[Acquisition Techniques]]></category>
		<category><![CDATA[Business Form]]></category>
		<category><![CDATA[Business Operations]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Customer Acquisition]]></category>
		<category><![CDATA[Electricity]]></category>
		<category><![CDATA[Existing Customers]]></category>
		<category><![CDATA[Full Blast]]></category>
		<category><![CDATA[Households]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Losing Track]]></category>
		<category><![CDATA[Online Marketing]]></category>
		<category><![CDATA[Physical Location]]></category>
		<category><![CDATA[Problem With Your Credit Card]]></category>
		<category><![CDATA[Recession]]></category>
		<category><![CDATA[Scarcity]]></category>
		<category><![CDATA[Ways To Save Money]]></category>
		<category><![CDATA[Weather]]></category>

		<guid isPermaLink="false">http://www.sbnetwork.co.za/?p=860</guid>
		<description><![CDATA[The impact of recession can be very damaging not only to households but to businesses as well. Below you can learn about these effects of recession and prevent your business from succumbing into its deadly claws. 1. Customer scarcity When you have too few customers, consequently, your income suffers as well. The rising prices make [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Taxes: Are You Crossing the Line?</title>
		<link>http://www.sbnetwork.co.za/taxes-are-you-crossing-the-line/</link>
		<comments>http://www.sbnetwork.co.za/taxes-are-you-crossing-the-line/#comments</comments>
		<pubDate>Wed, 14 Apr 2010 07:51:01 +0000</pubDate>
		<dc:creator>Paul Bester</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Financials]]></category>
		<category><![CDATA[Applicable Parties]]></category>
		<category><![CDATA[Colds Flu]]></category>
		<category><![CDATA[Crossing The Line]]></category>
		<category><![CDATA[Effective Tax Rate]]></category>
		<category><![CDATA[Filing Tax Returns]]></category>
		<category><![CDATA[Final Payments]]></category>
		<category><![CDATA[Finality]]></category>
		<category><![CDATA[Flu]]></category>
		<category><![CDATA[Good Reason]]></category>
		<category><![CDATA[Income Tax]]></category>
		<category><![CDATA[John Hancock]]></category>
		<category><![CDATA[Letter Of The Law]]></category>
		<category><![CDATA[Magnitude]]></category>
		<category><![CDATA[Migraine]]></category>
		<category><![CDATA[Migraine Headaches]]></category>
		<category><![CDATA[Nicholas Narlis]]></category>
		<category><![CDATA[Rewards]]></category>
		<category><![CDATA[Smoking Gun]]></category>
		<category><![CDATA[Tax Authorities]]></category>
		<category><![CDATA[Time Of Year]]></category>

		<guid isPermaLink="false">http://www.sbnetwork.co.za/?p=832</guid>
		<description><![CDATA[By Nicholas Narlis How aggressive do you get this time of year when final payments are due for your annual income tax returns? The benefit of lowering your effective tax rate to save money is very compelling. However, the consequences of the tax authorities swooping in to discredit (and even prosecute) questionable items can be [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>eFiling and uFiling – The Big Timesavers</title>
		<link>http://www.sbnetwork.co.za/efiling-and-ufiling-%e2%80%93-the-big-timesavers/</link>
		<comments>http://www.sbnetwork.co.za/efiling-and-ufiling-%e2%80%93-the-big-timesavers/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 06:12:38 +0000</pubDate>
		<dc:creator>Paul Bester</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[FeaturedContent]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Tutorials]]></category>
		<category><![CDATA[Business Owner]]></category>
		<category><![CDATA[Department Of Labour]]></category>
		<category><![CDATA[Efiling]]></category>
		<category><![CDATA[Electronic Filing]]></category>
		<category><![CDATA[Electronic Form]]></category>
		<category><![CDATA[Facebook]]></category>
		<category><![CDATA[Government Institutes]]></category>
		<category><![CDATA[Heading]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Printed Form]]></category>
		<category><![CDATA[Proof]]></category>
		<category><![CDATA[Sars]]></category>
		<category><![CDATA[Small Business Owners]]></category>
		<category><![CDATA[Submission]]></category>
		<category><![CDATA[Time Waster]]></category>
		<category><![CDATA[Timesavers]]></category>
		<category><![CDATA[Ufiling]]></category>
		<category><![CDATA[Uif]]></category>
		<category><![CDATA[Vat Returns]]></category>
		<category><![CDATA[Youtube]]></category>

		<guid isPermaLink="false">http://www.sbnetwork.co.za/?p=791</guid>
		<description><![CDATA[As a business owner you can’t look past the fact that the internet plays a big role in businesses these days. It’s not just a time waster for employees that sit day in and day out on Facebook or Youtube. The internet is also there to make life easier for business owners and this is [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Basic Accounting &#8211; Depreciation</title>
		<link>http://www.sbnetwork.co.za/basic-accounting-depreciation/</link>
		<comments>http://www.sbnetwork.co.za/basic-accounting-depreciation/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 06:15:34 +0000</pubDate>
		<dc:creator>Paul Bester</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Financials]]></category>
		<category><![CDATA[Accounting Depreciation]]></category>
		<category><![CDATA[Assets]]></category>
		<category><![CDATA[Basic Accounting]]></category>
		<category><![CDATA[Depreciation Cost]]></category>
		<category><![CDATA[Income Statement]]></category>
		<category><![CDATA[Office Furniture]]></category>

		<guid isPermaLink="false">http://www.sbnetwork.co.za/?p=785</guid>
		<description><![CDATA[The concept of depreciation is really pretty simple. For example, let’s say you purchase a truck for your business. The truck loses value the minute you drive it out of the dealership. The truck is considered an operational asset in running your business. Each year that you own the truck, it loses some value, until [...]]]></description>
		<wfw:commentRss>http://www.sbnetwork.co.za/basic-accounting-depreciation/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Basic Accounting Terms and Concepts</title>
		<link>http://www.sbnetwork.co.za/basic-accounting-terms-and-concepts/</link>
		<comments>http://www.sbnetwork.co.za/basic-accounting-terms-and-concepts/#comments</comments>
		<pubDate>Mon, 12 Oct 2009 11:24:46 +0000</pubDate>
		<dc:creator>Paul Bester</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[FeaturedContent]]></category>
		<category><![CDATA[Account Balance]]></category>
		<category><![CDATA[Accounting Concepts]]></category>
		<category><![CDATA[Accounting System]]></category>
		<category><![CDATA[Accounting Systems]]></category>
		<category><![CDATA[Accounting Terms]]></category>
		<category><![CDATA[Backbone]]></category>
		<category><![CDATA[Balance Sheet]]></category>
		<category><![CDATA[Basic Accounting]]></category>
		<category><![CDATA[Beep]]></category>
		<category><![CDATA[Confusion]]></category>
		<category><![CDATA[Cpa]]></category>
		<category><![CDATA[Debits And Credits]]></category>
		<category><![CDATA[Figure 1]]></category>
		<category><![CDATA[General Ledger]]></category>

		<guid isPermaLink="false">http://www.sbnetwork.co.za/?p=778</guid>
		<description><![CDATA[There are a few (and only a few) things you need to understand in order to make setting up your accounting system easier. They&#8217;re basic (trust me), and they will probably clear up any confusion you may have had in the past when talking with your CPA or other technical accounting types. Debits and Credits [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Aspiring Managers: Learn to Behave Like an Adult</title>
		<link>http://www.sbnetwork.co.za/aspiring-managers-learn-to-behave-like-an-adult/</link>
		<comments>http://www.sbnetwork.co.za/aspiring-managers-learn-to-behave-like-an-adult/#comments</comments>
		<pubDate>Mon, 14 Sep 2009 07:50:43 +0000</pubDate>
		<dc:creator>Paul Bester</dc:creator>
				<category><![CDATA[Business Types]]></category>
		<category><![CDATA[Financials]]></category>
		<category><![CDATA[Franchises]]></category>
		<category><![CDATA[Networking]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Act]]></category>
		<category><![CDATA[Aspiring Managers]]></category>
		<category><![CDATA[Decades]]></category>
		<category><![CDATA[Good Managers]]></category>
		<category><![CDATA[Gurus]]></category>
		<category><![CDATA[Intuitive Tips]]></category>
		<category><![CDATA[Leadership Skills]]></category>
		<category><![CDATA[Mature Adult]]></category>
		<category><![CDATA[Mature Adults]]></category>
		<category><![CDATA[Rare Individuals]]></category>
		<category><![CDATA[Shortcomings]]></category>
		<category><![CDATA[Slow Progress]]></category>
		<category><![CDATA[Teenager]]></category>

		<guid isPermaLink="false">http://www.sbnetwork.co.za/?p=773</guid>
		<description><![CDATA[By Steve Tobak It’s relatively easy to be a successful child. All you’ve got to do is learn how to be cute, get attention, and cry when you’re hurt or hungry. Learning how to be a teenager is much harder; I’m not sure anybody’s good at it. I certainly wasn’t. As for becoming an adult, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Language of Accounting</title>
		<link>http://www.sbnetwork.co.za/the-language-of-accounting/</link>
		<comments>http://www.sbnetwork.co.za/the-language-of-accounting/#comments</comments>
		<pubDate>Mon, 17 Aug 2009 05:25:34 +0000</pubDate>
		<dc:creator>Paul Bester</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[FeaturedContent]]></category>
		<category><![CDATA[Accounting System]]></category>
		<category><![CDATA[Accounts Receivable System]]></category>
		<category><![CDATA[Bank Account Balance]]></category>
		<category><![CDATA[Blur]]></category>
		<category><![CDATA[Bottom Line]]></category>
		<category><![CDATA[Boxes]]></category>
		<category><![CDATA[Business Managers]]></category>
		<category><![CDATA[Chassis]]></category>
		<category><![CDATA[Collection Campaign]]></category>
		<category><![CDATA[Debits And Credits]]></category>
		<category><![CDATA[Enough Money]]></category>
		<category><![CDATA[Fingertips]]></category>
		<category><![CDATA[Guess]]></category>
		<category><![CDATA[Intricate System]]></category>
		<category><![CDATA[Money In The Bank]]></category>
		<category><![CDATA[Profitability]]></category>
		<category><![CDATA[Profits]]></category>
		<category><![CDATA[Raw Data]]></category>
		<category><![CDATA[Salaries]]></category>
		<category><![CDATA[Small Business]]></category>

		<guid isPermaLink="false">http://www.sbnetwork.co.za/?p=756</guid>
		<description><![CDATA[ACCOUNTING: A NECESSARY EVIL? Many of the small-business managers I know view accounting this way. It&#8217;s overhead and really doesn&#8217;t contribute to the bottom line. Or does it? The people who run the accounting system speak in an unintelligible blur of debits and credits. They have little grasp of the operation that generates the money [...]]]></description>
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